Built inside a construction company. Proven across more than 200 real projects.

Every process and payment on site, overseen by AI and held by evidence.

The infrastructure that budgets on live data, holds capital under guarantee, and releases it only against verified progress — in any country.

Request the dossier See the divisions
  • Custody on a regulated account (PSD2)
  • Progress verified by AI and the supervising technician
  • Protected advance — Insured Milestone 0
Cimbrium ecosystem One project, end to end
CostPactBudgeting
PactStreamCustody and payment
FiscalCoreTaxation
PropertyJourneyCommercialisation
Chalet Pozuelo Norte Milestone 3 of 5
Certified progress · 66 % 24.500 €
Held Regulated PSD2 account
87 Verified AI + supervising technician
Released In under 24 h

14 georeferenced records · timestamp · cryptographic fingerprint

Turnover 430,000 € Real income 165,000 €
Yours · 38% Taxes and costs · 62%
Official price database SpainVenezuelaUnited States

Illustrative example of the cycle. Demonstration data.

Four divisions. One complete operating cycle.

CostPact Budgets, certifications and site control PactStream Custody, verification and payments FiscalCore Treasury and tax compliance PropertyJourney Commercialisation and after-sales

The context

A structural dysfunction, common to every market.

The construction payment chain operates with three simultaneous deficiencies: budgets are drawn up without contrasted data, payments are advanced without guarantee of execution, and the economic outcome of each project is known, at best, at year-end close.

That vacancy is the position Cimbrium occupies.

280.000M$

Cost of slow payment to US construction in 2024 — 14% of total sector spend.

Sector report, USA, 2024

81 days

Average payment period in Portugal, the longest in the European Union.

Late-payment studies, EU

2.500M€

Estimated annual loss in Spain from unfinished, defective or disputed works.

Sector estimate, Spain

The operating model

A single cycle, from the first line item to fiscal close.

01
Commercialisation
PropertyJourney
02
Budget
CostPact
03
Contract
CostPact → PactStream
04
Custody
PactStream
05
Certification
PactStream
06
Payment
PactStream
07
Fiscal control
FiscalCore
08
Delivery and after-sales
PropertyJourney

One ecosystem

Four divisions. One complete operating cycle.

Each division operates under its own brand, platform and market. Their integration constitutes the group's structural advantage.

CostPactBudgets, certifications and site control

Portfolio, certifications and margin in a single position of control.

Budgets on an official price catalogue, certifications with draft and review, cost control, purchase orders, invoices and subcontractors, with the works broken down by development, block and unit. Financial management sees portfolio volume and collection health in real time, all traceable to the originating line item.

About CostPact→
+2,4 Average marginpoints vs. previous quarter
8 projects under waycertification in real time
costpact.io/cartera
CostPact
Portfolio Budgets Certifications Prices Reports ASA. Segnini
Portfolio position
Demonstration data
Portfolio
40,74 M€
▲ 3,1 M€
Certified
27,31 M€
▲ 1,8 M€
Projects
8
—
Margin
27,6 %
▲ 2,4 pts
Cumulative certification 27,31 M€
ENEFEBMARABRMAYJUNJUL
ProjectCostCertifiedMarginProgress
Altos del Encinar8,42 M€6,05 M€29,1 %72 %
Serrano 1182,15 M€1,03 M€24,8 %48 %
Getafe Sur6,03 M€1,99 M€31,2 %33 %
Pozuelo Norte0,86 M€0,57 M€26,4 %66 %

CostPact platform in production. Demonstration data.

PactStreamCustody, verification and payments

The economic position of every project, verified, in the builder's pocket.

Milestone payments against certified work: accumulated turnover, verified reputation and the collection position of every milestone. The amount is released within 24 hours of progress being certified, not the usual 90 days. With identity verification (KYC) of the parties and an audit trail of every movement.

  • The builder gets paid within 24 h of the milestone being certified.
  • The developer releases funds only against verified progress.
  • The supervising technician certifies from the phone, on sealed evidence.
About PactStream→
AI score 87 · Verifiedgeoreferenced evidence
24 h From certificate to paymentregulated PSD2 account
9:41
CM
Carlos Martínez
Builder · Madrid
3
Accumulated turnover
142.800 €
87AI SCORE
Last 6 months+38 %
Upload evidence Certify
Chalet Pozuelo NorteMilestone 3 of 5
Structure and roof — certified
Milestone amount24.500 €
Payment released · 24 h after certifying
Upcoming milestones
Reforma Chamberí 1418.200 €12 ago
Ático Argüelles31.000 €28 ago
9:41
My projects
Under way86.600 €
Collected 2026142.800 €
All Under way Paid
Chalet Pozuelo NorteMilestone 3 of 5 · certified On track
24.500 €
Reforma Chamberí 14Milestone 5 of 5 · settled Paid
18.200 €
Ático ArgüellesMilestone 1 of 4 · under review Pending
31.000 €
Local Malasaña 7Milestone 2 of 3 · in execution On track
12.900 €

PactStream interface — recreation with demonstration data.

FiscalCoreTreasury and tax compliance

From gross collection to real income, with taxation resolved.

Every payment is decomposed into its allocation across operations, taxes, profit and partners as it occurs. Forms 303, 111 and 130 computed in real time, with quarterly close, due dates and debt tracking.

About FiscalCore→
Form 303 readycomputed with every payment
38 % Own incomeof total turnover
fiscalcore.io/tesoreria
FiscalCore
Treasury Collections Taxes Partners Forms ASA. Segnini
Allocation of the payment
Demonstration data
Turnover430.000 €
Real income165.000 €
430.000 €Turnover
−132.000 €Operations
−98.000 €Taxes
−35.000 €Partners
165.000 €Real income
303Up to date
111Up to date
130Up to date

FiscalCore platform in production. Demonstration data.

PropertyJourneyCommercialisation and after-sales

More than a CRM: the developer's platform, from pre-launch to after-sales.

It brings sales, the project, clients and every stakeholder into a single environment, with four distinct portals over one source of truth: developer, clients and investors, agencies, and suppliers. It covers financial tracking of the development and after-sales with warranty management.

320homes sold
24,8 M€transacted volume
96 %delivered on time
4connected portals
About PropertyJourney→
96 % Delivered on timeacross 320 homes
4 connected portalsone single source of truth
propertyjourney.pt/portfolio
PropertyJourney
Portfolio Clients Portals After-sales Financials UMU. Segnini
Development portfolio
Published figures
Sold
320
▲ 28
Volume
24,8 M€
▲ 2,1 M€
On time
96 %
—
Clients
16
▲ 3
Portal 01
Developer
Live portfolio and financials
Portal 02
Clients & investors
Documents, payments and progress
Portal 03
Agencies & agents
Availability and commissions
Portal 04
Suppliers
Tasks and traceability

PropertyJourney interface — recreation. Figures published by PropertyJourney at propertyjourney.pt.

The synergy

A single figure that requires the full cycle.

Knowing how much of a payment is genuine profit requires all three pieces at once: the originating budget in CostPact, payment against verified progress in PactStream and automatic fiscal allocation in FiscalCore. With only one piece, this figure does not exist.

Turnover430.000 €
Real income165.000 €
Yours · 38% Taxes and costs · 62%

CostPact + PactStream + FiscalCore, in one figure.

Canonical ecosystem example. Illustrative figures.

Verifiable capabilities

< 24 h

from certification of progress to the builder being paid

3 countries

with an official price database integrated: Spain, Venezuela and the USA (prepared)

303 · 111 · 130

tax forms computed in real time, with dual currency within the same budget

0–100

AI score for every piece of evidence, complemented by technical certification

Who it serves

Every party to the project sees what it needs to see.

01
Developer

Capital moves only when the work genuinely advances — and it can be verified.

02
Builder

A protected advance to start, and payment within 24 hours of certification.

03
Supervising technician

Certification on georeferenced evidence, with an automatic evidentiary record.

04
Financial management

Every payment arrives allocated: taxes, costs and profit, with tax forms computed in real time.

05
Investor

The intersection of AI verification and release of funds remains vacant in the eight markets analysed.

Expansion

An engine per country.

Infrastructure is not translated: it is localised. The ecosystem operates on official data for Spain and Venezuela, with the United States architecture prepared for activation with the first client.

SpainIn production
Price database
BC3
Currency
EUR €
Updates
Monthly index
VenezuelaIn production
Price database
COVENIN
Currency
VES / USD
Updates
Daily rate
United StatesPrepared
Price database
MasterFormat
Currency
USD $
Updates
With the first client

Operating principles

Rigour is not a commercial attribute. It is the architecture.

01

Regulated custody

Funds are not deposited with the group: they are held in regulated escrow accounts under the European PSD2 framework, external to the parties to the contract.

02

Dual verification of progress

No release of funds depends on a single instance: AI evidence analysis (a 0–100 score with classified findings) is complemented by certification from the supervising technician.

03

Protected advance

The Insured Milestone 0 programme protects the initial advance through a surety bond, resolving the trust deadlock that prevents the contractual relationship from starting.

Bond under negotiation with a leading insurer.
04

Evidentiary traceability

Every piece of evidence is recorded with geolocation, timestamp and cryptographic fingerprint, forming a verifiable record of the execution of the works.

The origin

Cimbrium was not born in a software studio.

It was born inside a construction company. Through 13 years of real projects, the founding team endured the same cycle as the entire industry: budgets argued line by line, advances handed over blindly, certifications collected on untenable terms, and financial years closed without knowing which project made money.

We are client zero of our own infrastructure.

Projects13 years of real execution
DataA proprietary price book, measured on site
PlatformsThe tools that sustained the entire operation
InfrastructureThe cycle, opened to the industry
El símbolo de Cimbrium: el arco sobre su superficie, con su sombra.
Cimbra n. Constr. Provisional structure that supports an arch or vault during construction, until the work is able to bear its own weight.

The centring holds the arch until the arch holds itself.

That is what Cimbrium does on every project: holding the capital, the verification and the taxation throughout execution, then stepping away once trust between the parties no longer needs scaffolding.

Investor relations

Corporate documentation upon request.

The group maintains an open pre-seed financing round directed at commercialisation and regulatory compliance. The business plan, the consolidated financials of the three platforms and the valuation dossier are made available to qualified investors upon request.

Request the dossier

Documentation is provided on a confidential basis.